Freya placed the gift boxes on her bed and for a few moments, stared at them pondering the previous week. If this really could change her life would i... be an improvement? With only two hours before Ben was due home, Freya thought, she could complete her first “homework” assignment. Freya opened the booklet marked, “Try These Exercises, First,” and read the suggested preparations: Soft music, low light, a cool drink, turn-off phone, towels, pillows and a warm bath was also suggested before. Julie Berg asked how he had made these slides about the investments he own.“These are redacted copies of the excel spreadsheets I use to track my investments. The brokerage companies prepare and can send you various reports on your accounts but I preferred to do my own tracking as well. I have been doing this for a while which gives me a better feel for how I am invested. Doing it the way I do, I can track each stock in my two accounts as to what they are worth and what they pay in the way of. More

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