“And I pay half of the health insurance. I put ten percent into a 401 (k), and the company puts in a matching amount of company stock at the end of ...he year. That year is the calendar year.”“Even so, it’s a nice amount.”“It’s a very nice amount. I put aside 23 K this year to pay on student-loan debt. That includes interest. The median family income is something like 50 K; I think that’s after tax. With all I pay down, I still have nearly that in disposable income.”“So why haven’t you made an. “Why so glum, chum?” Ian said coming up to my table.“You are such a fucking dork.” I said.“Dork? Man, you must be out of it if that’s the best come back you have.” Ian said.He sat down and slipped a CD across the table at me.“What’s this?” I asked.“It’s a CD full of old-school Goth music. Try it, you’ll like it.”“Who’s on it?”“You know, The Sisters, Bauhaus, Siouxsie, Fields, Ministry, all the big names the yuppies will never know.”“I’m depressed Ian, how is listing to whiners whine about being. More

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