It pains me to say that, as things stand the capital is barely being reduced. The problem, as I’m sure you understand, is that interest has to be ch...rged on the loan. This adds to the amount owed and, although it is true that your sterling work is helping at the moment, interest rates are increasing and I shall be forced to increase the interest on the loan too.” Now, he had never spelled out what the interest rate was, nor how much he was deducting from her wages. He gave her a sum each week. I landed on the bottom of the pool and quickly pushed to gather my breath. Once I had taken a breath I searched for Jamie and saw her swimming rather quickly to the ladder to climb out of the pool. Luckily I was near her, swam and caught her shortly before she grabbed onto the ladder. I turned her around and saw that she had tears streaming down her face. “I am sorry. I didn’t mean to do that.” She cried out, “Every time someone is nice to me and I get close to them I always hurt them.” “Calm. More

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