We are making a difference, we are having an effect and it is positive. Debt. We all know what debt is, the odds are most of us, if not all of us, wil... experience debt at some point in our lives. University costs, bank loans etc. they all lead to debt eventually, and you always have to pay it back. Debt has to be one of Africa’s biggest problems, when the continent as a whole is expected to pay back more than it earns how are they ever expected to improve their own lives? Africa can’t afford to. After his first week of business, he had more deposits than Neighborhood Bank had during their most profitable years, the building boon years of the 50’s when the GI’s returned home after the war, married, and started families. After one month of business, O’Leary’s Savings and Loan had more depositers than Neighborhood Bank had forecasted in their most optimistic financial reports to the stockholders. At their peak, in the sixties, Neighborhood Bank had 39% of the community as customers. Now,. More

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