"Mary's hands were knotted in her lap, and she seemed edgy as she answered, "He--he has? I mean, I was beginning to wonder about him. He never--we nev...r even tried to--oh, I feel all mixed up, talking to you about this. I was so surprised when I came home to find you here, and my parents gone. And the way you've been hinting around about something mysterious going on-" Okay," Angela said then, "let's put it all up front. What I've been working up to is--well, you're no child, and neither is my. We expect it and plan for it. Most fraud losses would cost us more to prosecute than the loss itself. Frankly, you can’t even call it fraud most of the time. Usually it’s a spur of the moment decision by someone who is desperate and sees what they think is an opportunity. Could be as simple as finding a credit card and charging a shopping spree to it. Sometimes we still get the captured number and signature used by an unauthorized person. Occasionally it’s something more serious like a raid on. More

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