“I think your mortgage department is well organized and a good operation. I think there can be some fine tuning on how you are handling repos by try...ng to first sell them before getting a realtor involved and also installing a sweat-equity program, but that’s not a major problem. We can talk about that later. My first impression, Mom... , is that Ryan is trainable and I think I could do it to a point where he could handle the operation in a short time. This nepotism thing that was mentioned and. There was no overriding reason why Emily had been selected other than the fact that she lived so far away, had no possible connections to the Tyler family and that a routine exam had shown her to be a virgin. The man smiled to himself at how easy such records were to get when a few dollars changed hands. He also knew that Emily, when she disappeared, might well be suspected of running away since she was known to be a misfit at school and her aunt such a nonconformist in the community. That. More

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